INSURANCE

Having access to health care improves patients' chances of connecting with providers, which in turn helps them better cope with and recover from illness or injury. Without this access, individuals endure unnecessary suffering and deteriorating conditions.

According to healthcare data, many people do not have easy access to health care, and the obstacles they encounter are not their fault.

Therefore, the insurance industry should encourage state innovation, including the consideration of state-level individual mandates, auto-enrollment, and reinsurance, to maximize the number of covered individuals and stabilize health insurance premiums without undermining existing patient protections.